Investview shares (ticker: INVU) traded to as low as $0.017 and have been trading at prices below $0.02 since the company reported its results for the year ended December 31, 2022. Based on my analysis of the financials Investview shares should be aggressively purchased at a buy limit price of $0.03. The share price should easily double from the recent low and could potentially reach $0.10 should Bitcoin continue to trend higher. The price targets assume that the company is not acquired. However, the probability of this happening is very high. Video: “Why Probability High for Investview to be Acquired” is at bottom of page.

Please note. I have predicted the most significant decline for the S&P 500 from its January 2022 all-time high since the index’s 85% decline from 1929 to 1932.  I also have predicted that the US by end of 2023 will enter into its first Great Depression since 1929-1938.  For predictions and articles in support of predictions view “Videos & Articles Supporting Markowski’s S&P to Crash & to Cause next Great Depression Predictions”.

All of my friends, family and followers are being advised to adopt and deploy the defensive “Return OF Capital” defensive strategy.  For more about the strategy which includes a portfolio’s allocation to low price shares an small companies increasing view my “Return OF Capital” vs. “Return ON Capital” video. 

INVU shares have been driven down to going-out-of-business prices for two reasons:

• • Company reported a loss of $8.6 million for year ended 12/31/2022. See March 31, 2022 press release.  
  • Investors perceive company to be a crypto mining play and prices for crypto currencies have taken a beating over last 12 months.

The “headline earnings loss” has provided opportunities for both an immediate short-term gain and also a 10X long term gain.  Investview for its latest 12 months ended December 31, 2022 had:

• • generated $9.4 million of positive operating cash flow
  • current assets of $26 million including $20 million of cash
  • an accumulated deficit or tax loss carryforward of $89.5 million

Investview at a share price of $0.037 or below would be an ideal acquisition candidate based on the above three items alone. 

Investview’s share price has the potential to get to a dime or higher by year end.  Its because the company’s wholly owned iGenius LLC subsidiary which accounted for 80%  of the company’s revenue weathered the 12-month crypto storm.  The storm began in November of 2021 at Bitcoin’s peak and ended in November 2022 at Bitcoin’s bottom. 

The chart below depicts that Bitcoin steadily declined from its November 2021 all-time high until it bottomed at $15,599.05, on November 21, 2022 and the digital coin’s bottoming process began.  The chart illustrates the narrow trading range for a Bitcoin before it rose to above $18,000 on January 12, 2023.

For the 12 months ended 2022, which covered most of the crypto 2021-2022 winter, iGenius’  subscription revenue declined by 1.2% from $48.86 million to $48.26 million.  The minimal revenue decline is significant.  It speaks volumes for the stickiness of and the value that the company’s iGenius subsidiary provides to crypto traders, etc.  Its especially since a significant number of iGenius’ subscribers trade crypto currencies.

iGenius offers multiple services and products, both domestically and internationally, through a direct selling network, also known as multi-level marketing.  Their independent distributors offer products and services through a subscription-based revenue model to a large base of customers or members.  These services and products consist of the offering of research, education, and investment tools including artificial intelligence bots that enable members to auto trade.   All of the products and services are designed to assist the self-directed investor in successfully navigating the financial markets, including equities, options, FOREX, ETFs, binary options, and cryptocurrencies.   There are multiple tiers of membership at varying upfront and monthly subscription costs, which provide members with the ability to select from a range of membership packages to meet their product and service needs and price point.

The members continued to pay their subscription fees through the crypto winter because the iGenius offerings include a guarantee of satisfaction to each new subscriber or member.  During the designated trial period, which is 10 days from initial purchase for domestic customers and 14 days from initial purchase for international customers, should the member for any reason not be satisfied the member may request a full refund of their subscription.  iGenius’ full satisfaction guarantee has created a culture that reduces subscriber turnover.  The result is the company’s subsidiary has a large and low turnover base of passionate members.  The photo below was taken in 2021 at an event for members that was held by iGenius in Egypt in 2021.

The Zoom in below is for the above photo.  It depicts that the audience consists mostly of young men and women.  All of the world’s crypto, stock brokerages and financial services providers would die to have a customer acquisition model that could attract a global demographic.

The large and sticky subscriber base is yet another reason why Investview has a high probability to be acquired.  Think or Swim (Investools), which ranks as my best ever buy and hold recommendation with a return of 150.9 times investment, had a model that was almost identical to iGenius.  The only difference was that Investools utilized a brick-and-mortar seminar strategy to educate its students.  The student/subscribers were easily converted to brokerage clients after the company acquired online broker Think or Swim.  Investview’s digital model is much more robust and scalable when compared Investools.   

For Investview shares to get to back above the April 2021 $0.79 high the company will have to acquire an online crypto or a securities brokerage firm.   The acquisition would enable it to fully leverage iGenius’ subscriber base.  All have online brokerage accounts to trade stocks and crypto currencies.

The wild card for Investview, which could potentially increase the share price to well above 10₵, very quickly is its Bitcoin mining operation.  The mining division accounted for only 19.4% of 2022 revenue.  This compared to mining accounting for 32.2% of revenue in calendar 2021. 

Investview’s mining revenue and mining profits are highly correlated with the price direction for Bitcoin.   The chart below depicts the share price patterns for Investiew and the three other publicly traded bitcoin miners.  It depicts that Investview’s share price has a history for lagging the upside price moves for the shares of the three other miners.  This is not surprising since INVU shares trade for less than a $1.00 and there are no institutions which hold the shares.

Unless Investview’s shares can increase to and maintain a price of $0.04 or above the probability is high that the company will be acquired. My recommendation is for shares to be aggressively purchased at limit price at or below $0.03 per share. Investview will continue to be monitored closely. The limit price for the shares will likely be raised in the future and published on ShinyPennySTocks.com when warranted.

Investview’s share price has been obliterated due to the company having a significant bitcoin mining operation.  The shares price is reflecting that the Investview is a bankruptcy candidate.   The chart below depicts the share prices of the five largest publicly traded bitcoin miners and bitcoin.   All of the minershave declined by at least 80% in 2022.  One of them, Core Scientific (Symbol:CORZ), recently declared bankruptcy.

For two reasons Investview is not a bankruptcy candidate:

1. Investview is not a pure bitcoin mining play. 76% of Investview’s revenue for its nine months ended 9/30/2022 were derived from subscription revenue.  Investview has more than 20,000 distributors who sell its educational trading products worldwide.  

2. Based on my analysis of Investview’s financials it is not a bankruptcy candidate. Since Investview has a tangible book value of $24.2 million the probability is very high that the it could be acquired at a premium to its current market cap (share price X shares outstanding) of $29.97 million.  INVU’s independent distributors who are in 120 countries is extremely valuable to any and every online broker or crypto broker.  The photo below was taken at an Investview distributor event in Egypt in 2021.  The photo depicts the wide range of demographics which include businessmen and young men & women.   

The tables below depict the comparisons of Investview’s key Financial Statement metrics for the quarter ended December 31, 2018 versus the nine months ended September 30, 2022.  2018 was chosen as the comparative year since December of 2018 was the last time that Investview shares could have been fetched at a penny or under.  

The key Income Statement metrics in the table below depict that Investview’s revenue increased by at least 106% for its nine months.  Even more importantly, its income from operations went from a negative $3.9 million to a positive $6.4 million.  Even though INVU’s revenue for the quarter had declined versus the 2021 quarter its annualized subscription revenue was $47.2 million at September 30, 2022. 

The table below depicts INVU’s key Balance Sheet metrics.   Current assets which grew by over 4,000% since 2018 and exceeded its Tangible Book Value at 9/30/2022.  Investview’s Current Ratio went from below 1.00 in 2018 to 2.2 in its recent quarter.  Investview’s shares outstanding only increased by a much slower pace of 19.32% from 2018 to 2022.  Most importantly, since INVU generated $7.3 million of operating cash flow for its nine months ended and had $26.6 million of cash September 30, 2022, there is no reason for the company to have to raise cash to dilute its shareholders.

Due to its shares having declined substantially since 2021, Investview and its shares are a tax loss sale candidate. This means that the share price will likely go to a new low for the year this week.  Many who purchased the shares at much higher prices and have held them for more than a year will sell them to create a tax loss that they can use to offset capital gains taken during the year.  The chart below depicts the Investview’s low since 2018 occurred in December of 2018. The lows were because INVU shares were also a tax loss candidate in December 2018.   

Investview shares could easily multiply by several times by the end of the first quarter of 2023 when compared to their current price.  The price of a bitcoin which is also a tax loss sale candidate could easily increase by 50% to 100% from their 2022 low.  The chart below depicts Bitcoin’s price from December 2020 to December 2022.  The green shaded area in the chart depicts the sideways pattern for the price of a Bitcoin from November 6, 2022 through December 25, 2022.  The chart indicates that the crypto currency has already, or is in the process of bottoming.

Upon Bitcoin bottoming and its price increasing the revenue and profits of all of the crypto miners will increase.  This will result in the share prices of the miners bouncing.  A good rule of thumb is the price of the shares of those companies that have declined by at least 80%, and which have not gone bankrupt, will bounce to within 50% of their trailing 12-month highs.  Since the highest price of INVU shares for 2022 was 0.1065 the share price could easily bounce back to $0.5 in 2023 for a gain of approximately 400 percent from the current penny per share price.    

Investview’s share price will be under severe pressure until the close of 12/30/22.  To obtain the lowest possible prices throughout this week, I recommend that you subscribe to a 90-day complementary trial to ShinyPennyStocks.com.  This will enable you to receive text message alerts, which will be sent out to all subscribers throughout the week.  The messages will contain the price buy limits and the percentage of available funds to be utilized for each of the price limits. 

ShinyPennyStocks.com’s goal is to assist its subscribers to accumulate their shares at an average price that could potentially be at or below the closing price of INVU shares on 12/30/2022.  The best way to have a cost basis which is lower than the close of 12/30/22 is by averaging in.  ShinyPennyStocks.com will also be making additional average- in recommendations on the other companies it is closely following via text messages throughout the week. If you are already a ShinyPennyStocks.com subscriber you need to re-subscribe to the Complementary 90 day trial.  Otherwise, you will not get the text messages. 

Finally, I have forecasted a 77.36% decline for the S&P 500 and for investors to adopt a defensive investing posture.  One of the asset classes that performs well during substantial blue-chip declines is penny stocks.   For more about my forecast and my defensive Return of Capital versus a Return on Capital strategy I am recommending the article entitled “Markowski’s Latest, “S&P 500 to Decline by 77.36 Percent from January 2022 Peak” ⎯ Bottom at 1090.90” by Paul Lengemann.   

Investview’s SEC filing on (3/31/22) was extremely significant.  Its shares (symbol:INVU) should be aggressively purchased at or under ShinyPennyStocks.com’s $0.10 buy limit price.   The shares could soon pierce through the $0.10 barrier based on what was revealed in the filing and/or upon my new report that is currently in progress and which will be published next week.  My report will provide the rationale for why the share price could reach $4.03 by 2027.   See 3/22/22 “Report in Support of $4.03 INVU share price, to soon be available”.

The SEC filing disclosed that Investview had delayed the filing of its Financial report for its fiscal year ended 12/31/21, which was due on 3/31/22.  The delay was to provide its newly appointed CEO, extra time to thoroughly review its financials.  In addition, Investview disclosed that it had:

• “Substantially increased the scale and scope of its operations since the previous fiscal year ended 3/31/22. It is anticipated that there will be a significant increase in revenue and earnings from the previous fiscal year (the twelve months ended March 31, 2021) to the current transition period (the nine months ended December 31, 2021)”

Significance:  A company’s revenue and earnings for a stub period (9 months) being substantially higher than revenue and earnings for a full period (12 months) is extremely rare. For INVU, this is especially a significant development.  It indicates that kerosene has been poured on INVU’s already raging growth fire.

• Changed its fiscal year from March 31 to December 31.

Significance:  From my experience a rationale for a company to change its fiscal year to a calendar year end (December 31st) is to meet the requirement for a listing on a national securities exchange.   My soon to be published report will elaborate on the biggest reason for INVU shares continue to underperform even though the company’s FREE CASH FLOW, Revenue and EPS growth has continued to break record after record.  It is because the shares are not listed on NASDAQ or the NYSE.  Upon the shares becoming listed my unadjusted share price target for 2022 is $0.30 based on my free cash flow yield metrics.  For more about my Free Cash flow Yield valuation metrics read 11/12/21, “Investview, Ridiculously Undervalued! Article”.

“Unadjusted” is included since it’s likely that INVU will be required to reverse split its shares for them to become listed.  The table below depicts that based on a pre-split or a post-split price 100,000 INVU shares @ 4/2/22 are projected to be valued $30,000.

As soon as Investview announces the split and the split ratio, the $0.30 target price for 2022 will be adjusted accordingly.  Subscribe to ShinyPennyStocks.com to receive alerts about the reports which are published by the website. 

I highly recommend that that INVU shares have a 5% of a portfolio weighting.   It’s especially since I have predicted that the Secular Bull market which began in March of 2009, ended on January 4, 2022.  See my 03/20/22  “Due to inflation’s effect on PE, S&P 500 to decline 45%” article.  It explains that a new secular bear, the first since 2000-2009, began at the early January all-time  high.  Based on the prior secular bears, which are depicted in the table below, the S&P 500 will decline by a minimum of 47% and will have a minimum duration of 8 years.   The asset class which produces all of the long-term capital gains during a secular bear are small companies and those which have low stock prices.

The educational videos below about secular bear markets are highly recommended.  “Proven Secular Bear investing strategies” explains why low-priced shares and shares of small companies are best to own during the new secular bear market which has begun.   “Why the worst performing stocks during a secular bear were always the best performers of the prior secular bull” explains why high priced and blue-chip shares decline during secular bears.